Deposit Products
Empowering Liberian communities with secure, interest-bearing options designed to protect and grow your capital. Whether you are saving for your first startup or a community project, our deposit plans offer transparency and growth.
Fixed Term Deposit
- 3 to 12-month lock-in periods
- Competitive fixed interest rates
- Guaranteed safety and returns
Daily Harvest Account
- Instant access to cash
- Interest accrued every 24 hours
- Low minimum balance required
Community Pot
- Shared group deposit tracking
- Higher collective interest yields
- Ideal for Susu associations
Impact Growth Plan
- 24-month long-term growth
- Support for local micro-ventures
- High social ROI on savings
How Fixed Deposits Work
A fixed deposit is a secure way to grow your savings by setting aside a specific amount of money for a set time—like 6 months or a year. In exchange, we reward your discipline with a much higher interest rate than a regular savings account. It protects your hard-earned cash from daily temptations and ensures your wealth is building for your family’s future.
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Guaranteed Growth: You know exactly what you will earn from day one with locked-in interest rates.
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Locked Savings: Helps you maintain financial discipline by preventing early withdrawals before maturity.
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Peace of Mind: Your money is held safely in a community-focused institution that puts Liberians first.
Deposit Products
Empowering Liberian communities with secure, interest-bearing options designed to protect and grow your capital. Whether you are saving for your first startup or a community project, our deposit plans offer transparency and growth.
Fixed Term Deposit
- 3 to 12-month lock-in periods
- Competitive fixed interest rates
- Guaranteed safety and returns
Daily Harvest Account
- Instant access to cash
- Interest accrued every 24 hours
- Low minimum balance required
Community Pot
- Shared group deposit tracking
- Higher collective interest yields
- Ideal for Susu associations
Impact Growth Plan
- 24-month long-term growth
- Support for local micro-ventures
- High social ROI on savings
Fixed Deposit Interest Rates
Grow your savings securely. Below are our current local rates for USD and LRD deposits, helping you build a stronger future for your family and business.
Tenure
Interest Rates (Per annum)
Annualized Yield
7 Days to 1 Month 15 Days
3.50%
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1 Month 16 Days to 3 Months
4.75%
—
3 Months 1 Day to 6 Months
5.25%
5.35%
6 Months 1 Day to 12 Months
6.35%
6.50%
12 Months 1 Day to 15 Months
6.90%
7.08%
15 Months 1 Day to 18 Months
6.90%
7.08%
18 Months 1 Day to 24 Months
6.90%
7.08%
24 Months 1 Day to 30 Months
7.00%
7.19%
30 Months 1 Day to 36 Months
7.10%
7.29%
36 Months 1 Day to 45 Months
7.00%
7.19%
45 Months 1 Day to less than 60 Months
6.75%
6.92%
60 Months to 120 Months
6.75%
6.92%
Why Liberians Trust Our Fixed Deposits
Guaranteed Safety
Sleep well knowing your hard-earned money is protected by a local institution that truly cares about your future.
Better Interest Rates
Instead of just sitting there, watch your savings grow with rates that are better than regular bank accounts.
Build Smart Discipline
Locking your money away helps you avoid tempted spending and ensures you have enough for school fees or rent.
Clear & Honest Terms
No big words and no hidden fees. We speak plain English so you always know exactly how your money is growing.
Four Simple Steps to Start Growing Your Money
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Speak With Us
Talk to our friendly team about your goal and the better interest rates we offer.
Show Your ID
Bring a valid ID and complete a simple form at any branch or securely online.
Deposit Funds
Move the money you want to safely grow into your official fixed deposit account.
Get Your Proof
Collect your official certificate showing your maturity date and guaranteed growth.
Plan for School Fees & Growth
Fixed deposits are more than just savings; they are tools for your family's future. Whether you are preparing for next semester's school fees, saving for new business equipment, or building an emergency fund, our plans keep your money safe and growing. Secure your hard-earned money today and watch it work for you.
Frequently Asked Questions
What is the minimum amount I need to start?
You can start growing your savings with as little as $100 USD or 20,000 LRD. We keep it affordable so every Liberian can participate and plan for a better future.
Can I withdraw my money before the time is up?
Yes, you can. However, because you agreed to lock your savings for a set time, a small early withdrawal fee will apply if you take the money out before the maturity date.
How and when is my interest paid?
We pay your total interest directly into your account or in cash once your plan reaches its maturity date. You receive the full amount promised at the start of your plan.
Is my money safe with StartUps Resource?
Yes. StartUps Resource is a trustworthy community financial resource. Your money is protected by strict rules and a team dedicated to safe, fair finance for all Liberians.
Can I save in Liberian Dollars as well as USD?
Absolutely. We accept both USD and LRD. We believe in helping our families and businesses grow using the currencies they handle in their daily lives.
What documents do I need to open an account?
The process is very quick. Simply bring your valid national ID card, one passport-sized photo, and your opening deposit. We will have your plan ready in minutes.
Will my interest rate change during the term?
No. Once we agree on a rate and lock your plan, it stays exactly the same until the end. This allows you to plan your finances with peace of mind.
What happens when my fixed deposit matures?
When the term ends, you can choose to withdraw your money plus interest or reinvest it into a new plan to keep growing your wealth safely.